Money and spirituality coexist in my life.

​I appreciate the value money has in society. Money provides many benefits. It can resolve many of the challenges that life presents. I have a positive opinion of money and appreciate the money I have. I am grateful for any boost in my income.

Spirituality is also very important to me. I am able to enjoy the benefits of wealth and be a very spiritual person at the same time. My wealth and spirituality are growing simultaneously. My spirituality continues to grow regardless of how wealthy I become.

In fact, it is easier to be spiritual when money is abundant in my life. I have less to worry about when I have enough money. I can be wealthy and spiritual at the same time. Many people believe that money is the root of all evil. I believe that money provides freedom.

My life has more potential when I have more money. Money provides the opportunity to explore my spirituality more freely and completely.

Today, I allow money to flow into my life. I experience spiritual growth, too. I am a perfect example of how money and spirituality can coexist.

Self-Reflection Questions:

1. What are my attitudes about money? Is my perception of wealth interfering with my ability to create more financial wealth in my life?
2. What are five ways having more money would benefit my desire to be more spiritual?
​3. Do I believe that having more money would interfere with my ability to grow spiritually?

​As many people do this time of year, chances are that you're planning to make a New Year's Resolution. Or maybe you’ve already made one. For example, you might have vowed to start writing more or get fit.

Your desire is admirable, but sometimes it isn't easy to keep resolutions from slipping through your fingers. Most people fail to meet their New Year's resolution because they don’t have a plan.

To complete your goal, it’s important to have a specific action plan carefully considered. It's also crucial for your success that you write down when, where, and exactly how you intend to execute this plan to reach the finish line.

These tips can help you crush your New Year's resolution:

1. Pick one item at a time. Take your time and focus on your most important goal at the moment. It’s easy to get overwhelmed when you have many things to do at the same time, so prioritize one goal.

2. Make your goal specific. You’re more likely to achieve your resolution if you know what it is. Identify specific behaviors and activities you will do to fulfill the dream, which can be as simple as reading more books or making time for exercise each day. Include a timeline for completion and the steps necessary to reach the goal. 1

3. Take your time to plan. Write down the steps toward the resolution and plan out how you're going to get there. Organization is vital: you might want to write down which days of the week are best for completing your goal, what time of day works best for you, and what tools will help you reach success.

4. Start small. For example, if you want to read more books, you don't have to start reading a novel right away. Start with one chapter at a time and keep track of how many pages and hours you read each day. For example, if you want to walk 30 minutes each day, start by walking 5 minutes once a day and gradually build up over time.

5. Avoid expecting too much too quickly. You might feel tempted to make a resolution that requires you to reach a certain level of physical fitness right away, but it's a good idea to set realistic expectations.

6.Publicize your resolution. Tell your goal to others close to you and ask them to keep you in check if they notice that you're not sticking to the plan.

7. Get a partner to keep you accountable. Tell your partner that you're making a plan to stick with your resolution and ask them to hold you responsible by checking in with you regularly. For example, if you want to write more, ask them to help you schedule your writing time into your daily routine, and if you wish to exercise, get them to join you for some extra encouragement.

8.Reward yourself. Rewards are an effective way to boost your morale. You might give yourself a little break once you've reached your resolution, or you can reward yourself with a small gift when you complete the first step in your goal.

9. Learn from your past New Year’s resolution failures. Perhaps you haven't had the best luck with resolutions in the past. That's an excellent opportunity to determine what went wrong and what you can do differently this time around. 2

10. Express gratitude for completing tasks, even little ones. Appreciate all the little things along the way. If you reach a milestone in getting your resolution done, express how happy you are about that achievement. Write down how much you enjoy the feeling of accomplishment and gratitude for doing something good for yourself.

Regardless of how difficult it is to make -- and keep -- a New Year's resolution, you can accomplish it. Remember to write down what you’d like to accomplish.

Then, focus on a specific goal and achieve that one before you go on to a new one.

With a plan in place and following these strategies, step by step, you’ll find that your New Year’s resolution isn’t so hard to stick with after all!

Good luck and Au revoir 2021! 2022 ready or not here we come!!